Custom software

Your rates, programmed and ready to sell

Software for insurance companies and mutual insurers: quoting engine, underwriting, and agent portal, from €9,000 + VAT.

Starting at
€9,000 + VAT
Timeline
In the quote
Before we start
Fixed price
Blueprint of an insurance rating engine

What we do for your company

Components that work alongside your policy system, one by one.

Rating engine

your tables and rules, turned into a price instantly.

Underwriting rules

which risks are accepted, which are reviewed, and which are not.

Broker portal

your agents and brokers generate quotes and submit applications.

Rate versions

you know which rate was in effect on each date.

Alongside your core system

it reads and writes to the policy software you already use.

Management reports

premiums and applications by product and channel.

How much does an insurance rating engine cost?

It depends on how many products are included and how it connects with your current system.

Rating engine with portal

starting at€9,000+ VAT

To move rating out of spreadsheets.

  • One rated product
  • Portal for brokers
  • Connection to your policy system

In the quote

Get your proposal

Más productos o más conexiones suben el precio. Qué sube el precio

For companies that calculate quotes in spreadsheets

What we build works around your core system instead of replacing it.

It’s a good fit if…

  • Your rates live in spreadsheets that only one person understands.
  • Your brokers ask you for prices by email and wait for a response.
  • Launching a new product depends on your system provider’s schedule.
  • You’re a mutual insurer or a mid-sized company with your own products.

It’s not a fit if…

  • You want to completely replace your core policy system.
  • You need the actuarial calculations themselves: your actuary defines the rates.
  • Lo tuyo son partes y peritos: mira el software de gestión de siniestros.

How we build it

One product first, then the next one once the first one works.

  1. 1

    We choose a product

    the one you rate most often or the one that causes you the most errors.

  2. 2

    We propose the rating engine

    screens, rules, and a fixed price.

  3. 3

    We test it against your spreadsheet

    the same data and the same price, case by case.

  4. 4

    We roll it out to your brokers

    with network-based permissions and training for your team.

Use case

Here’s how we would do it for a small mutual insurer

This is an example so you can see the work involved, not a client. The home insurance price comes from a spreadsheet, and agents request it by phone.

Desde €9,000 + IVAVer el caso de uso
  1. The agent enters the square footage, area, and coverage amounts, and sees the price right away.
  2. If the risk falls outside the rules, the application goes to review.
  3. The approved policy enters the core system without having to re-enter it.

Questions about software for insurance companies

Is yours not listed? Write to us and we'll get back to you in less than 2 hours.

Do you handle the actuarial calculations?

No. Your actuary defines the rates, and we turn them into a rating engine that produces the same result.

Does it replace our core policy system?

No, it works alongside it. We connect it through whatever method your system supports, whether that’s an API or a file exchange.

How much does insurance rating software cost?

From €9,000 + VAT for a product with its own portal. We give you the fixed price before you start.

Do we pay for each broker who uses it?

No, there’s no per-user fee, even if you add your entire network. The data belongs to the company.

Is it your custom software?

Yes, it’s our [custom software](@services\/software-a-medida) applied to insurance rating and your relationship with your brokers.

Tell us what you need

We'll get back to you in less than 2 hours, Monday through Friday from 9:00 to 19:00.

WhatsApp+34 722 16 13 18Email[email protected]
HoursMonday through Friday, from 9:00 to 19:00

Get your mockup or quote

Four details, and we’ll get in touch.

We give you the fixed price before getting started.

We leave it niquelao.